Thursday, February 16, 2012

Boy genius's book reveals life in college at age 8 (AP)

LOS ANGELES ? The one thing 14-year-old Moshe Kai Cavalin dislikes is being called a genius.

All he did, after all, was enroll in college at age 8 and earn his first of two Associate of Arts degrees from East Los Angeles Community College at age 9, graduating with a perfect 4.0 grade point average.

Now, at 14, he's poised to graduate from UCLA this year. He's also just published an English edition of his first book, "We Can Do."

The 100-page guideline explains how other young people can accomplish what Cavalin did through such simple acts as keeping themselves focused and approaching everything with total commitment. He's hoping it will show people there's no genius involved, just hard work.

"That's always the question that bothers me," Cavalin, who turned 14 on Valentine's Day, says when the G-word is raised. "People need to know you don't really need to be a genius. You just have to work hard and you can accomplish anything."

And maybe cut out some of the TV.

Although he's a big fan of Jackie Chan movies, Cavalin says he limits his television time to four hours a week.

Not that he lacks for recreational activities or feels that his parents pressured him into studying constantly. He writes in "We Can Do" of learning to scuba dive, and he loves soccer and martial arts. He used to participate in the latter sport when he was younger, winning trophies for his age group, until his UCLA studies and his writing made things a little too hectic.

Indeed one of the key messages of his book is to stay focused and to not take on any endeavor half-heartedly.

"I was able to reach the stars, but others can reach the `Milky Way," he tells readers.

It was a professor at his first institution of higher learning, East Los Angeles City College, who inspired him, Cavalin says. He didn't like the subject but managed to get an A in it anyway, by applying himself and seeing how enthusiastic his teacher, Richard Avila, was about the subject.

Avila, he says, inspired him to write a book explaining his methods for success so he could motivate others.

It took four years to finish, in part because Cavalin, whose mother is Chinese, decided to publish it in Chinese, and doing the translation himself was laborious.

Han Shian Culture Publishing of Taiwan put the book in print, and it did well in Taiwan, Singapore and Malaysia, as well in several bookstores in Southern California's Asian communities. He then brought it out in English for the U.S. market.

Because of his heavy study load, Cavalin has had little opportunity to promote the book, other than a signing at UCLA, where he also lives in student housing with his parents and attends the school on a scholarship.

After earning his bachelor's degree, the math major plans to enroll in graduate school with hopes of eventually earning a doctorate.

After that, he's not so sure. He points out that he's still just barely a teenager.

"Who knows?" he says, chuckling at the thought of what lies ahead in adulthood. "That's a very distant future, and I'm pretty much planning for just the next few years. That's too far into the future for me to see."

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20120215/ap_on_en_ot/us_college_genius

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Wednesday, February 15, 2012

SthAmericaNews: Mass wedding in Peru joins 500 couples http://t.co/ELaaFBs6

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Disabled Vets can expect Additional Benefits from their VA Loans

If you're a disabled vet, you may qualify for exclusive benefits associated with the VA Home Loan Guaranty Program.??

Federally-backed mortgage benefits help eligible military members finance their homes. Additionally, many disabled vets may qualify for grants from the VA to adapt their homes to their specific disabilities.?

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Most vets with disabilities caused by injuries sustained in service will likely be eligible for a VA loan. Disabled vets often do not need to meet the minimum required service days for war or peacetime on active duty. They would still need to qualify with credit and income to receive a VA loan.

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Disabled veterans receive all the benefits VA home loans have to offer with a few advantages.

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All VA-eligible borrowers can expect:

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????????? As little as zero percent down payment

????????? No private mortgage insurance

????????? Competitive interest rates

????????? No pre-payment penalties

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Additionally, disabled veterans can also expect:

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????????? Grants for special accessibility modifications

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Vets who receive monthly service-connected disability compensation are exempt from the VA funding fee which can run from .5 to 3.3 percent for everyone else.?Only surviving spouses join disabled vets in this exemption.

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Fee-free mortgages may provide financing for the purchase of a home.?But, what if the home is not disability accessible??Specially Adapted Housing (SAH) grants are available through the VA to help disabled veterans pay for mobility modifications that can make their homes more accessible.?

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SAH grants can be made for no more than 50 percent of the total cost of a specially-adapted home, up to the aggregate maximum of $63,780.?The law allows for the SAH grant benefits to be used up to three times by each eligible veteran to accommodate for annual increases in the total maximum.?

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Some restrictions apply, like VA loans require owner occupancy, and SAH grants require ownership and title of home.?For more on VA home loan benefits for disabled vets, get in touch with an experienced mortgage professional.???

Source: http://cold-war-veterans-blog.blogspot.com/2012/02/disabled-vets-can-expect-additional.html

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Sunday, February 12, 2012

Review of some weight lifting straps | SemOifc

Things You Have To Know Regarding weight lifting straps

Weight lifting straps are actually an indispensable product for those who do some muscle building exercises just like deadlifts, rows and also pull-ups. If utilized in the proper way, weight-lifting straps can really do a lot of wonders for your whole body. That is why both the beginner or qualified professionals own no less than a couple of straps for weightlifting. However, there actually are a few crucial things seriously worth finding out about weightlifting straps such as their sizes, the type of materials they are made from as well as a number of crucial factors to consider when using them. If you are not acquainted with weight lifting straps, you will probably find this article handy.

The Materials

Weightlifting straps are typically made from different materials. You would normally see straps for weightlifting made of nylon and others are made of leather material. The latter, though, may be more costly compared to nylon. Leather material is a bit expensive because it is really much more hard-wearing when compared with nylon and moreover much more comfortable to make use of. Nylon straps are much less expensive as they are not nearly as heavy-duty as compared to leather straps. The bad thing about working with nylon straps is the fact that these kinds of straps have the tendency to break the skin. As of March, of 2011, the normal price of leather weightlifting straps is about $27 whilst nylon straps may cost approximately $10. It will still be at your discretion what kind of straps for weightlifting you would like to purchase.

Different Sizes

Typically the measurements of weight lifting straps may also vary, according to just how you are going to utilize them. The majority of straps for weightlifting are generally an inch in size but nonetheless their specific length may vary, from eighteen to thirty-six inches. It is recommended that people having small wrists choose straps for weightlifting with a length of between twenty to twenty-four inches. People that have larger wrists must go for weight-lifting straps that are longer, most especially when they are going to use it on fat bars.

Usage

Those people who regularly go to the fitness center in order to exercise often use straps for weightlifting to help help reinforce their grip. Through the use of straps for weightlifting, you will be able to bring in a lot more weight as well as sets to your current bodybuilding exercise. You would also have the capability to move heavier weights if you use this.

The Downside

On the other hand, it is not at all times a good idea to work with weightlifting straps. This really won?t serve its purpose particularly if you don?t often use it or train your grip. If you happen to be a sports-person, you might not be permitted to work with weight lifting straps specifically in the course of a sports competition. There are also specified occasions during which making use of weight-lifting straps is recommended.

When to Use

If you intend to exercise yet again after an injury you need to workout with a weight-lifting strap considering that your actual grips aren?t as strong. You may also work with straps for weightlifting whenever you perform calf raises while lifting a dumbbell. Carrying out heavy shrugs might also call for the actual use of weight lifting straps because the straps will effectively deal with much more weight than your own grip could.

Source: http://semoifc.com/sports-and-recreation/review-of-some-weight-lifting-straps/

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Saturday, February 11, 2012

Donald Trump blasts plans for Scottish wind farm (AP)

EDINBURGH, Scotland ? The feel-good era between New York property tycoon Donald Trump and Scotland's political leaders seems to have come to a dramatic end.

Trump has launched a blistering attack on Scotland's First Minister Alex Salmond over plans to build a "horrendous" wind farm off the coast of his luxury Scottish golf resort. In an open letter, Trump accuses Salmond of being "hell bent on destroying Scotland's coast line and therefore Scotland itself."

The bitter words are a far cry from the love-in the two men enjoyed four years ago when Salmond backed Trump's 750 million pound (US$1.2 billion) golf development 12 miles (16km) north of Aberdeen despite protests from environmentalists and locals about damage to rare sand dunes.

Back then, Trump invited Salmond to join him and actor Sean Connery to be the first to tee off on what the businessman described as "the world's greatest golf course." Trump also heaped praise on Salmond's government after it overruled local lawmakers who rejected the planned golf resort.

The Scottish leader backed the golf course by claiming it would create hundreds of tourism jobs around the Aberdeenshire area.

Locals and environmentalists campaigned in vain to save the sand dunes which were home to numerous species of wading birds and wildlife, but the dunes were bulldozed to make way for the fairways in 2009 and 2010. The course is due to open in July.

Salmond's support for the wind farm is consistent with the Scottish government's plan to position itself as a leader in the provision and technology of renewable energy. The wind farm's turbines will be visible from the beach and the golf course.

Salmond has refused to comment on Trump's letter, but Niall Stuart, chief executive of Scottish Renewables, which represents the wind farm industry, reacted with anger to the intervention.

"Who is Donald Trump to tell Scotland what is good for our economy or environment?" Stuart said in a statement. "He completely over-blows the impact of the proposed wind farm and to be honest there are so many mistakes in this 'trumped up' nonsense that it's difficult to know where to begin."

Trump tells Salmond in the ill-tempered letter: "With the reckless installation of these monsters, you will single-handedly have done more damage to Scotland than any event in Scottish history!"

He adds: "I will never be 'on board,' as you have stated I would be, with this insanity."

The tycoon warns Salmond that he will be using his wealth to fight his government's renewables policy.

"I have just authorized my staff to allocate a substantial amount of money to launch an international campaign to fight your plan to surround Scotland's coast with many thousands of wind turbines ? it will be like looking through the bars of a prison and Scottish citizens will be like prisoners!"

He ridicules the Scottish National Party's renewable energy policies, claiming the economic benefit is going to China and other countries, not Scotland.

"Jobs will not be created in Scotland because these ugly monstrosities known as turbines are manufactured in other countries such as China. These countries, who so benefit from your billions of pounds of payments, are laughing at you!" Trump said.

Trump concludes the attack by referring to his mother, who was raised in Scotland.

He adds: "I'm doing this to save Scotland and honor my mother..."

Source: http://us.rd.yahoo.com/dailynews/rss/britain/*http%3A//news.yahoo.com/s/ap/20120210/ap_on_bi_ge/eu_britain_angry_trump

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Small Businesses Feel Positive, and Customers Do, TooSmall ...

By Rieva Lesonsky

Have you missed any of my posts from around the Web this week? Keep reading for a quick roundup.

I?ve got a new gig blogging over at Small Business Loans.com. Check out my first post to learn how to minimize the financial risks of starting a business?and keep reading to get lots of useful advice on all aspects of business financing.

There?s lots of positive news about the economy, including a new report that affluent Americans are feeling highly optimistic. Get the details in my post on Network Solutions? GrowSmartBusiness blog.

Businesses are slowly starting to spend, too. If you market business-to-business, you?ll want to read this article, where SBDC Business Advisors Monica Rayes and Trevor Shickman share expert advice on winning B-to-B business.

If you?re considering hiring, don?t limit yourself to your own backyard. New research shows employees are more willing than ever to move for work. Learn more on Network Solutions? GrowSmartBusiness blog.

Or consider hiring a teen. Learn how hiring a teen helps more than just your business in my post on American Express OPEN Forum.

What do your women workers want? The answers might surprise you. Check out my post on Anita Campbell?s Small Business Trends to find out.

Speaking of women, conventional wisdom used to be that Mom makes most of the family purchasing decisions. That?s changing. Find out who?s in the driver?s seat by reading my post on AT&T?s SmallBusinessInSite.

Are you worried customers of your retail store are using smartphones to find better deals?and walk out on you? Then you need to read my post on the Huffington Post Small Business.

Many studies show that teleworking improves employee satisfaction?but there?s one situation where it might do the opposite. Learn what teleworking arrangement you should avoid in my post on the Huffington Post Small Business.

Is there something you stink at? ?Fess up?and read my post on SCORE?s Success Blog to learn how to get better.

Source: http://smallbizdaily.com/2012/02/10/7960/

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